Financial Aid FAQ

Questions About Financial Aid

How much are the tuition and fees for MPA@UNC?
Tuition for the MPA@UNC program is $52,800, not including fees, books, and other course materials that may be required.

What are my financing options?
MPA@UNC students who are U.S. citizens or permanent residents are eligible for a variety of financial aid options. Visit our Financial Aid webpage for detailed information on terms, conditions, application processes, and eligibility requirements.

What are my loan options if I am not a U.S. Citizen or permanent resident?
There are no loan options available through UNC for international students. Funding for international students is independent of the financial aid process and includes personal resources and employer support.

Will I know the amount of my financial aid award before I have to submit an enrollment deposit?
If you complete the FAFSA and provide any required supporting documentation at least 10 business days prior to the enrollment deposit deadline, we should be able to provide you with your full financial aid information as soon as possible.

How will I be reimbursed for the enrollment deposit I submit?
Enrollment deposits are non-refundable. If accepted into MPA@UNC, your enrollment deposit will be credited toward your first semester's tuition.

How will my employer's contribution towards my tuition affect my eligibility for loans?
Students receiving partial tuition coverage from their employer may borrow the remaining amount required to meet the full cost of attendance.

When can I begin the student loan application process?
Student loan applications will not be processed until you are admitted to MPA@UNC. We encourage you to complete the FAFSA at the same time you apply for admission so you can be informed about your aid eligibility as soon as you receive an offer of admission. The UNC School of Government has a student loan officer to provide dedicated assistance during the application process.

Do I have to be a full-time student to receive financial aid?
To be eligible for aid, you must be enrolled at least half-time for the semester (a minimum of 4.5 credits each semester — the minimum for Federal Student Aid).

How do I know what the terms and conditions of federal student loans are?
View our MPA@UNC Student Financing Information page for more information.

Do I have to borrow the maximum loan amounts?
No, students can borrow as much or as little of the loan amounts available to them as they choose.

How do I apply for the MPA@UNC fellowship?
Your MPA@UNC application for admission makes you eligible for fellowship consideration. There is no separate application for these awards. However, you must apply for admission to cohort by the required application due date in order to be considered. View more information on MPA@UNC fellowships here.

How would a fellowship affect my loan eligibility?
A student's fellowship amount will proportionately reduce his or her tuition balance and is normally credited equally over all payments.

How is tuition billed?
All billing will be handled by the Office of Student Accounts, which is also where all financial aid is disbursed. Student loan funds will be credited directly toward any outstanding tuition balance. Any balance after tuition is paid can be requested as a refund.

Is my tuition tax-deductible?
Please consult your accountant or tax advisor for specific advice. IRS Publication 970 provides basic information about the tax benefits for education.

Can I borrow student loans for a computer purchase?
If your student loans exceed your tuition costs, you will be issued a reimbursement that you can use to purchase supplies such as a computer.

How will my tax information affect my eligibility for Federal Direct Loans?
A student's income and asset information as reported on the FAFSA does not have an impact on the amount of a student's federal loans. Students are eligible to borrow up to $138,500 in federal loans combined for undergraduate and graduate studies. This maximum includes any monies borrowed as Direct Loans or Federal Family Educational (Stafford) Loans.

Are Federal Direct Loans guaranteed for all students?
All U.S. citizens and permanent residents are eligible to apply for Direct Loan funding, provided they meet the basic eligibility requirements, which can be found the Federal Student Aid office’s website.

What are the eligibility requirements for a Graduate Plus Loan?
You must be enrolled at least half-time in a graduate or professional program and meet all of the other general eligibility requirements for the Federal Student Aid programs. programs (all U.S. citizens and permanent residents are eligible to apply for Direct Loan funding, provided they meet the basic eligibility requirements, which can be found on the Federal Student Aid office’s website). In addition, you must not have an adverse credit history.

What should I consider in selecting a supplemental loan?
Factors to consider include the following:

  • The amount of loan debt with which you are comfortable
  • Your timeline for repayment
  • The base interest rate

You should also keep in mind that private/alternative loans are not eligible for federal repayment options or federal loan forgiveness programs.

Do I have to continue making student loan payments for my outstanding loans?
Students enrolling at least half-time at an accredited college or university may request that payments on previous federal student loans be deferred. To view your current outstanding federal student loans, log in to “financial aid review” at the National Student Loan Data System website.

Who can I contact for more detailed information and further questions?
For more detailed information or for further questions, please visit the Office of Scholarship & Student Aid website. Contact them directly by e-mail at aidinfo@unc.edu or by phone at 919-962-8396.